Signing by “X”

As senior citizens age they may have difficulty carrying out everyday tasks such as signing their name. Although their mind remains sharp, they may lose the ability to carefully sign important documents. The use of a power of attorney may not be necessary considering all 50 states permit an individual to sign his or her name by an “X”.

Standard Requirements:

1) The borrower must be present before a notary public

2) Have proper identification (based on state laws)

3) Be able to comprehend and communicate clearly that their signature is by their own will and with no concerns as
to competency

4) The mark should be witnessed by two persons other than the notary, who also have proper identifications

5) The notary should record journal entry signer’s mark, the witness’ signatures and any additional information regarding special circumstances

Each state may have its own requirements. Please verify with your Settlement Team regarding specific signature by mark procedures.

Hurricane Irma Update

We are all very aware on what is happening with the current natural disasters.   Our thoughts and prayers are with all the families affected by these events.  Our goal is to keep you informed as this is impacting our industry.

Based on the multiple paths, we have been advised at this time, FL, SC, NC, GA and TN are in harms way. 

The following County Offices in Florida are closed through the end of the week and possibly longer, at least pending the passing of Hurricane Irma:








Palm Beach






The following County office in Georgia is closed through Tuesday 9/12/2017


There will be delays to many services such as abstract searches, closings, and FedEx deliveries to mention a few.  We are working closely with all of our partners to be able keep you updated and informed.

Thank you for your understanding in these hard times.