Entries by Adan Gutierrez

Happy Holidays!

‘Let Us Know If the market’s turning frightful Choose the team that’s most insightful If you’re wondering where to go Let us know, Let us know, Let us know Our expertise is always growing And it doesn’t show signs of slowing If you’d like your pipeline to flow Let us know, Let us know, Let […]

Kansas Tax Reduction Notice

79-3102. Mortgage registration; fee; exemptions; registered mortgage and note secured, exempt from additional taxation. [See Revisor’s Note] (a) Before any mortgage of real property, or renewal or extension of such a mortgage, is received and filed for record, there shall be paid to the register of deeds of the county in which such property or any […]

Donation from the Reverse Mortgage Industry

On behalf of the Reverse Mortgage Industry & the contributing partners we wish to thank the Curry Senior Center for hosting the recent NRMLA Service Project.  Our volunteers were truly touched by your organization and the senior’s you serve.  Many are inspired by your commitment and plan to continue volunteering in their hometowns.  We appreciate […]

California Recording Fee Changes Effective January 1, 2018

SEC. 3. Section 27388.1 is added to the Government Code, to read: 27388.1. (a) (1) Commencing January 1, 2018, and except as provided in paragraph (2), in addition to any other recording fees specified in this code, a fee of seventy-five dollars ($75) shall be paid at the time of recording of every real estate […]

Suddenly Alone

WE’LL CALL THEM THE MARTIN FAMILY. I have been friends with their family for a decade. They are a huge tribe of amazing people with big hearts, and lots of love for one another. With nine brothers and sisters, their children, their children’s children, all led by the family matriarch Great Grandma Mary, imagine the massive […]

Iowa Guidelines

Specific to Iowa state guidelines, the lender must pay the cost of the title insurance policy, since Iowa law allows a lender to impose only a limited number of fees upon a borrower.  Iowa amended its definition of lender to include any party that provides services in connection with a loan transaction, so title insurers […]

The 411 on Manufactured Homes

Have you ever had a potential borrower approach you about taking a loan on their manufactured home? Here’s what you need to know about these types of properties. A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards according to HUD Code. The home must display […]

The Art of Thankful Giving Dessert Reception & Benefit

One of the benefits of being a part of the reverse mortgage industry is our ability to come together to support each other, and other organizations with the common goal of improving the lives of seniors. Each year we organize as an group to volunteer at a local charity before the start of the NRMLA […]

Charitable Giving

The devastating fires of our surrounding areas continue to impact thousands of people and animals.  It’s often overwhelming to determine where to find information on how to help so  we did some research and found the following sites are great places to make donations for those who wish to help: This Go Fund Me page […]

Signing by “X”

As senior citizens age they may have difficulty carrying out everyday tasks such as signing their name. Although their mind remains sharp, they may lose the ability to carefully sign important documents. The use of a power of attorney may not be necessary considering all 50 states permit an individual to sign his or her […]