Entries by Adan Gutierrez

Happy Anniversary ARS!

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One of our favorite times of the year! Our whole team comes together to celebrate with some food, laughs and a little friendly competition. Who will win this year? Team Gold or Blue? On Tuesday, May 7, 2024 our office will be closing at 3:30pm PST for our ARS Anniversary Celebration. 

Tips to Avoid Delay: Borrower’s Authorization

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Please take note of the following to avoid any potential payoff delays. There is a high probability a creditor will reject an e-signature and will require a wet signature on the Borrower’s Authorization form. In addition, some creditors will also require an ARS specific Borrower’s Authorization form when we are requesting payoffs on the client’s […]

Title Tale: Title Tips for Trusts

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Instead of Title Tales this month, how about Title Tips?   Specifically, Title Tips for Trusts (say that ten times fast and see where your tongue ends up!). ARS specializes in reverse mortgages, and for obvious reasons there are many more trusts to review in proportion to orders than for any other loan type.  They keep […]

Title Tale: Power of Attorney Scenario

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Written by: Mylene Marcelo, Title Manager/Title Officer We have a current vesting deed adding son into title dated 2017 as joint tenants with rights of survivorship. The Deed was executed by a Power of Attorney (POA) made by Wilma, Principal to Fred Jr., as Agent. The POA was dated 1997. Wilma was competent at the time […]

March Fee Calculator Updates

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We are constantly updating to reflect any increases or decreases in state fees or underwriter changes to ensure that you are pulling accurate quotes each time. Our calculator has been updated to reflect fee changes in the following state(s):   Idaho, Michigan, Nevada   Conveniently get a quote any time, day or night, by simply […]