Entries by Adan Gutierrez

Texas Rate Updates

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The Texas Commissioner of Insurance issued an Official Order making changes to rate and rate rules that will take effect September 1, 2019. The changes to the rates include the following: A decrease of 4.9% to the basic premium rate The base rate tier for policies will now start at $25,000 (increased from the previous […]

Real Life Example: How to Identify a Fraudulent Email

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Diligence is key when it comes to identifying fraud. Our Settlement Teams are a great example of being on the front line of defense. They recently received an email from First American and immediately noticed a few things were a little off. Upon further review they noted the items below leading them to report the […]

What can GeoCoverage do for you?

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TitleFlex is powered by DataTree and provides users with property details, transaction history, sales comparables and the ability to purchase recorded documents. TitleFlex is both a resourceful and user friendly tool for property profiles/searches, but there are some counties that don’t allow access to public records. By using DataTree’s GeoCoverage in combination with TitleFlex you […]

TitleFlex: Estimated Value vs. Full Value

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When retrieving sales comparables through TitleFlex you will come across two displays when reviewing the property value, either estimated value or full value. Some counties are not permitted to release sales prices, TitleFlex then compiles all available data to provide you with an estimated value. It takes into account the value range, the properties around […]

Verify Wiring Instructions

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According to the FBI’s Internet Crime Report the Internet Crime Complaint Center (IC3) received 351,936 complaints in 2018. That’s an average of more than 900 each day. The most financially costly complaints involved business email compromise, romance or confidence fraud, and investment scams.   “Awareness is one powerful tool in efforts to combat and prevent […]

California Notices of Solar Contracts

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The recorded Notice of Solar Contract is just that – it is a notice informing us there is a contract between the homeowner and the solar company regarding leased solar equipment on the subject property. It is not the contract itself, and the contract is usually not recorded. It can be mistaken that if the […]

August Webinars

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The Borrower’s Experience – CRMP Cetified Course Tuesday, August 14,  2019 – 10:00am PST/1:00pm EST  This class will give the attendees a bird’s eye view of the entire process from Marketing to Post Closing of a reverse mortgage transaction.  It will cover some pit falls and how to avoid them. Although you may only handle […]

July Webinars

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The Payoff Process Tuesday, July 16,  2019 – 10:00am PST/1:00pm EST  Paying off debt is a crucial part of the reverse mortgage transaction. Join us to familiarize yourself with the timeline and requirements when there is debt involved. We will also cover ways to identify potential liens that may cause delays in the closing of […]