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Iowa Guidelines

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Specific to Iowa state guidelines, the lender must pay the cost of the title insurance policy, since Iowa law allows a lender to impose only a limited number of fees upon a borrower.  Iowa amended its definition of lender to include any party that provides services in connection with a loan transaction, so title insurers […]

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The 411 on Manufactured Homes

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Have you ever had a potential borrower approach you about taking a loan on their manufactured home? Here’s what you need to know about these types of properties. A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards according to HUD Code. The home must display […]

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The Art of Thankful Giving Dessert Reception & Benefit

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One of the benefits of being a part of the reverse mortgage industry is our ability to come together to support each other, and other organizations with the common goal of improving the lives of seniors. Each year we organize as an group to volunteer at a local charity before the start of the NRMLA […]

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Charitable Giving

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The devastating fires of our surrounding areas continue to impact thousands of people and animals.  It’s often overwhelming to determine where to find information on how to help so  we did some research and found the following sites are great places to make donations for those who wish to help: This Go Fund Me page […]

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Signing by “X”

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As senior citizens age they may have difficulty carrying out everyday tasks such as signing their name. Although their mind remains sharp, they may lose the ability to carefully sign important documents. The use of a power of attorney may not be necessary considering all 50 states permit an individual to sign his or her […]

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