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Have you ever had a potential borrower approach you about taking a loan on their manufactured home? Here’s what you need to know about these types of properties. A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards according to HUD Code. The home must display […]
One of the benefits of being a part of the reverse mortgage industry is our ability to come together to support each other, and other organizations with the common goal of improving the lives of seniors. Each year we organize as an group to volunteer at a local charity before the start of the NRMLA […]
The devastating fires of our surrounding areas continue to impact thousands of people and animals. It’s often overwhelming to determine where to find information on how to help so we did some research and found the following sites are great places to make donations for those who wish to help: This Go Fund Me page […]
As senior citizens age they may have difficulty carrying out everyday tasks such as signing their name. Although their mind remains sharp, they may lose the ability to carefully sign important documents. The use of a power of attorney may not be necessary considering all 50 states permit an individual to sign his or her […]
We are all very aware on what is happening with the current natural disasters. Our thoughts and prayers are with all the families affected by these events. Our goal is to keep you informed as this is impacting our industry. Based on the multiple paths, we have been advised at this time, FL, SC, […]
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When a person dies, the deceased individual is called the “decedent” and the decedent is referred to as having died testate (with a will) or intestate (without a will). A will is a written document executed by a competent person that directs how, when and to whom his or her property will be distributed after […]
HOUSE BILL 279 – AN ACT TO AMEND TITLE 30 OF THE DELAWARE CODE RELATING TO REALTY TRANSFER TAX. Original Synopsis: This Act increases by 1% the rate of realty transfer tax to be received by the State Click here for details Below is a copy of the updated form Click here: 5402e.2017
Advisory: During the 2017 Legislative Session, the Florida Legislature passed a bill that revised Florida Statute § 117.05 to add a veteran health identification card issued by the United States Department of Veterans Affairs to the list of acceptable forms of identification. Governor Scott has signed this bill and the new law will be effective […]
There are different forms of real estate ownership that married couples can use to own real estate. The most recognized form for a married couple is to own their home as Tenants by the Entirety. A tenancy by the entirety is ownership in real estate under the fictional assumption that a husband and wife are […]
ARS will be implementing new security updates and systems maintenance in month of December. 1) Systems maintenance During the week of December 8th, you may experience some intermittent delays on emails or turn times as we perform companywide systems maintenance. While we anticipate the impact to be minimal, we do ask for your patience and […]
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